Third-party Liability
Provides cover for specified third-party liabilities as described in the policy. Third-party motor insurance is generally required for vehicles used on public roads in India.
Car insurance, explained clearly.
Understand common car insurance options and the questions to ask before choosing or renewing a policy.
Understand the basics
Common types of car insurance cover
The exact protection depends on policy wording, selected add-ons, exclusions and the insurer's terms.
Own-damage Cover
May cover damage to your insured vehicle from covered events, subject to the policy terms and applicable conditions.
Comprehensive Policy
Typically combines third-party liability with own-damage cover. Confirm included benefits, exclusions and limits in the policy wording.
Before you decide
Questions to ask before buying or renewing
- What is the Insured Declared Value (IDV)?
- What deductible or excess would apply to a claim?
- Are add-ons such as zero depreciation available and suitable?
- What is excluded, and what documents are needed for a claim?
- How does a claim affect the No Claim Bonus (NCB)?
Keep these details handy
For an enquiry, you may need your vehicle registration number, make and model, registration year, current policy expiry date and previous policy details. Share personal documents only through a verified and appropriate channel.
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